10 Things to Do Before You Put Mom’s House on the Market
Most families start with the garage. Or the attic. Or a dumpster. Start here instead. The order matters more than you’d think.
1. Find the paperwork
The deed. Any trust documents. Power of attorney. The most recent mortgage or home equity statement, even if you think it’s paid off. Property tax bills.
Paperwork problems are the ones that stall a closing. They’re also the easiest to solve when you find them early.
2. Figure out who gets to decide
Who actually has the authority to sign? Who needs to be kept in the loop? Who has opinions but no authority?
Get this sorted before the first offer arrives, not after.
3. Talk to a Realtor before you touch anything
Yes, I’m biased. But this is the step that prevents the expensive mistakes: the unnecessary renovation, the dumpster full of things that would have sold, the months of work nobody needed to do.
4. Pull out what the family wants to keep
Photos, letters, jewelry, the things that matter. Do this first and do it together if you can. Everything gets easier once the irreplaceable things are safe.
5. Don’t throw anything away yet
Estate sale companies sell things you would never guess have value. Old tools. Costume jewelry. Kitchenware. Let a professional look before you start hauling.
6. Decide what happens to everything else
Estate sale, donation, clean-out, or some combination. The right answer depends on how much is there, what it is, and how much time you have.
7. Make a short repair list
Short. Safety problems, active leaks, and things that would scare a buyer or fail an inspection. Not a new kitchen.
8. Keep the utilities and insurance on
A house with no heat in a Michigan winter is a house with burst pipes. And let the insurance company know if the house is going to sit empty. Vacant homes can be treated differently.
9. Clean it. Really clean it.
After the house is empty, a deep clean and a tidy yard do more for the sale price than most repairs. It’s the cheapest money you’ll spend.
10. Agree on a timeline
When does Mom move? When does the house go on the market? Who is doing what, by when? Write it down. A plan everyone can see prevents most family arguments.
This is general guidance, not legal, tax or financial advice. Every family’s situation is different. Ask an attorney or tax professional about yours.